How Jeremy Bought a Car, Built Wealth, and Skipped the Bank – Using Infinite Banking

Want to Buy a Car AND Grow Wealth at the Same Time?

Sounds too good to be true, right? But that’s exactly what Jeremy did. He used the Infinite Banking Concept (IBC)—a powerful strategy using whole life insurance—to finance a vehicle without a bank loan and still grow his money.

Let’s break it down step by step, so you can see exactly how this works in real life.

Meet Jeremy: Just a Normal Guy with a Plan

• Hardworking dad

• Two kids, a house, and typical financial responsibilities

• Needed a reliable family SUV

• But also wanted to grow long-term wealth

The IBC Setup

Instead of heading to the bank for a loan, Jeremy had been funding a properly structured whole life insurance policy for a few years.

• Total Contributions: ~$60,000

• Built up Cash Value: ~$60,000

• Designed specifically for growth + access

The Loan – But Not from a Bank

When it came time to buy the SUV:

• Jeremy took a policy loan for $30,000

• No credit checks

• No bank applications

• No hoops

• Just called the insurance company and got the funds

The Smart Play: Paying Himself Back

Jeremy didn't treat the loan like free money.

• He set up a repayment plan just like a traditional car loan

• Paid 8% interest (same rate a bank would charge)

• But that 8% didn’t go to a bank—it went back into his policy

• Used Paid-Up Additions (PUAs) to accelerate his cash value growth

The Results: 5 Years Later

• SUV = Paid Off

• Policy = Fully Repaid

• Cash Value = More than when he started

• He’s in full control of his money, with access to capital for the next opportunity

How You Can Use This Strategy Too

This strategy isn’t just for buying a car. You can use IBC for:

• Real estate investments

• Paying off debt

• Business capital

• College funding

• Large personal expenses

Is Infinite Banking Right for You?

Not everyone is ready for it. You need:

• Discipline

• Long-term vision

• A desire to be financially independent

But if that’s you?

This could be a game changer.

👉 Ready to take control of your cash flow?

Let’s talk. Book a free discovery call now.